Disclaimer

1. General Disclaimer

All information on this website is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the website.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the website or reliance on any information provided on the website. Your use of the website and your reliance on any information on the website is solely at your own risk.

2. Educational Purpose Only

GiftBahram.org is designed solely for educational purposes. The content on this website, including articles, guides, and other resources, is intended to provide general information about digital gift cards to help consumers better understand this financial tool.

This website does not:

• Sell gift cards or any other products
• Process gift card transactions
• Act as an issuer, retailer, or distributor of gift cards
• Provide customer service for specific gift card brands
• Guarantee the policies or features of any gift card
• Endorse or recommend specific gift card brands or issuers

3. Not Financial or Legal Advice

The information provided on this website is not intended to be, and should not be construed as, financial advice, legal advice, or professional consultation of any kind. We are not financial advisors, accountants, or attorneys.

Before making any financial decisions or taking any action that may affect your finances, you should consult with a qualified financial advisor or other appropriate professional. Similarly, for legal questions or concerns, you should consult with a licensed attorney in your jurisdiction.

4. No Guarantees or Warranties

While we make reasonable efforts to ensure that the information on our website is accurate and current, we cannot guarantee that all information is always completely accurate, current, or applicable to your particular situation.

Gift card terms, policies, fees, and features vary significantly by issuer and can change at any time. Laws and regulations governing gift cards may also change. The information on this website may not reflect the most recent changes or developments.

5. Third-Party Information

Some information on this website may reference or summarize information from third-party sources, including gift card issuers, retailers, government agencies, and other organizations. While we strive to accurately represent such information, we cannot guarantee its accuracy or completeness.

For definitive information about specific gift cards, you should always refer directly to the issuer's official documentation, terms and conditions, and customer service resources.

6. Third-Party Links

This website may contain links to external websites operated by third parties. These links are provided for convenience and informational purposes only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

The inclusion of any link does not imply our endorsement of the linked site, its operator, or its content. You access third-party websites at your own risk and should review their terms and policies before using them.

7. No Affiliation

GiftBahram.org is an independent educational website. We are not affiliated with, endorsed by, or connected to any gift card issuer, retailer, payment network, or financial institution unless explicitly stated.

Any trademarks, service marks, trade names, or logos referenced on this website belong to their respective owners. Their use on our website is for informational and educational purposes only and does not imply any endorsement or affiliation.

8. Changes to Information

We reserve the right to modify, update, or remove any content on this website at any time without prior notice. Information about gift card policies, regulations, and best practices can change, and we may update our content to reflect such changes.

However, we are not obligated to update information, and the presence of information on the website does not mean it is current or will remain available. You should not rely on the date of publication alone to determine if information is current.

9. Personal Responsibility

You are solely responsible for:

• Verifying any information before acting on it
• Understanding the specific terms and conditions of any gift cards you use
• Protecting your gift card information from theft or unauthorized use
• Complying with all applicable laws and regulations
• Seeking professional advice when appropriate for your situation
• Making your own informed decisions about financial matters

10. Limitation of Liability

To the fullest extent permitted by law, GiftBahram.org, its operators, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with:

• Your use of or inability to use this website
• Any errors or omissions in the content
• Any actions you take based on information from this website
• Any interruption or cessation of service
• Any loss of data or information
• Any unauthorized access to your information

This limitation applies even if we have been advised of the possibility of such damages.

11. Website Availability

We do not guarantee that this website will be available at all times or that it will be free from errors, viruses, or other harmful components. We reserve the right to suspend, withdraw, or discontinue all or any part of the website without notice.

We will not be liable if for any reason all or any part of the website is unavailable at any time or for any period.

12. User-Generated Content

If we allow users to submit comments, questions, or other content, please note that such content represents the views of the individual submitters and not necessarily the views of GiftBahram.org. We do not verify, endorse, or take responsibility for user-generated content.

13. External Circumstances

Information on this website does not account for your individual circumstances, including your financial situation, risk tolerance, experience level, or specific needs. What may be appropriate for one person may not be appropriate for another.

Factors such as your location, the specific gift cards you use, current laws and regulations, and your personal goals all affect how the information on this website applies to you.

14. Jurisdictional Issues

This website is created and maintained in the United States and is intended primarily for a U.S. audience. Laws regarding gift cards and consumer protection vary by jurisdiction. Information on this website may not be applicable or accurate for users in other countries or regions.

If you access this website from outside the United States, you do so at your own risk and are responsible for compliance with local laws.

15. No Professional Relationship

Your use of this website and any communication with us does not create a professional relationship of any kind, including but not limited to an advisory, consulting, or client relationship. We do not owe you any duties beyond those expressly stated in our Terms and Conditions.

16. Emergency Situations

This website is not designed to provide assistance in emergency situations. If you have experienced gift card fraud, theft, or unauthorized transactions, contact the gift card issuer immediately, followed by appropriate law enforcement agencies if necessary.

17. Acceptance of Risk

By using this website, you acknowledge and accept that:

• All information is provided on an "as is" and "as available" basis
• You use the website at your own risk
• You are responsible for making your own decisions
• You should verify information independently
• You should seek professional advice when appropriate
• We cannot guarantee any particular outcome or result

18. Questions or Concerns

If you have questions about this disclaimer or need clarification about how to use the information on our website, please contact us. However, please understand that we cannot provide individual advice or guidance specific to your situation.

19. Agreement to Terms

By continuing to use this website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and our Terms and Conditions. If you do not agree with this disclaimer, you should not use this website.